Make money decisions you’ll actually feel good about.
Miles, cashback, CPF — run the math on your own numbers, not generic averages.
Free, ad-free, stays on your device.
Always free
No paywalls, no signup walls.
Stays on your device
Your numbers never leave your browser.
Up to date
Refreshed when the rules change.
Pick the moment that’s on your mind. We’ll do the maths in the background while you stay focused on the decision.
Find the card that fits you
Compare Singapore miles and cashback cards against the way you actually spend — and see which earns you the most.
Compare CardsMiles · KrisFlyerTurn spending into trips
Convert bank points to miles, project what your spending earns, and explore where those miles can fly you.
Explore Miles ToolsInsurance · MaidCompare maid insurance by cost
Compare Singapore maid insurance plans by net cost for your duration, co-payment and medical limit, with MOM-mandated limits side by side.
Compare Maid InsuranceProperty · HDBBuy your home with confidence
Check your HDB eligibility, see what flat you can afford, estimate your CPF housing grants, and budget for stamp duty.
Open Property ToolsCPF · RetirementSee how your CPF builds up
Project your CPF balances and CPF LIFE payouts to retirement — and what it means for your first flat.
Open CPF ToolsSavings · RatesMake your savings work harder
Compare high-interest savings accounts against the way you bank, with fixed deposit and T-bill tools on the way.
Compare SavingsSalary · TaxKnow where your income stands
Work out the income tax reliefs you qualify for and what SRS or a CPF top-up saves, and see where your income sits by age.
Explore Salary & TaxKrisFlyer Miles Value Index 2026
Live Singapore Airlines fares measured against KrisFlyer Saver award miles across 48 destinations, ranked by cents per mile — with regional and cabin-by-cabin breakdowns.
Read the reportSingapore Income & Net Worth by Age 2026
See the median salary, net worth and CPF balance for your age — then enter your own figures to find your percentile within your age group and across all Singapore residents.
See where you rankSingapore Financial Glossary
Plain-English definitions for CPF, IRAS tax, HDB & property, and credit cards — with worked examples and direct links to the calculators that use each concept.
Browse glossaryThe SGfi Blog
Guides and explainers on CPF, KrisFlyer miles, credit cards and Singapore money — written to be read alongside the calculators, with worked examples and figures checked against current 2026 rates.
Read the blogFor Business
Beyond the free calculators, SGfi builds tools for businesses and partners. The first is a monitoring service, running in production today.
SGfi Monitor
Automated change monitoring for documents and web pages. It watches your sources, then alerts you with a diff when they change, typically within 1 hour.
- Diffs and alerts typically within 1 hour
- PDFs, terms and conditions, policy, product, and web pages
- Telegram, email, or custom integrations
- Coverage configured per client
Fetched from source
bank · terms.pdf
Change detected
2 lines differ from last version
Alert sent
Telegram · email · 6 min
Diff
− Notice period: 30 days
+ Notice period: 14 days