Citi PremierMiles Visa — 4 mpd on Foreign Currency & Travel
A flexible miles card earning 4 mpd on foreign currency and travel, 2 mpd on online spend, and 1.2 mpd on everything else.
Citi PremierMiles Visa
Citi
Annual Fee
$192.60
Minimum Income
$30,000
Key Conditions
- •4 mpd on foreign currency transactions and travel bookings
- •2 mpd on local online spend
- •1.2 mpd on all other spend
- •Flexible transfer to 14+ airline partners
- •Citi Miles do not expire
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View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| Foreign CurrencyAll foreign currency transactions | 4 mpd |
| TravelOnline travel bookings | 4 mpd |
| OnlineLocal online spend | 2 mpd |
| All other spend | 1.2 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
Citi PremierMiles Visa vs DBS Altitude Visa Signature vs UOB PRVI Miles
| At S$3,000/mo | Citi PremierMiles Visa [Affiliate] | DBS Altitude Visa Signature [Affiliate] | UOB PRVI Miles [Affiliate] |
|---|---|---|---|
| Annual miles | 66,240 | 55,440 | 88,560 |
| Dining | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| Groceries | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| Transport | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| Online | 600 (2 mpd) | 900 (3 mpd) | 720 (2.4 mpd) |
| Travel | 1,200 (4 mpd) | 600 (2 mpd) | 720 (2.4 mpd) |
| Contactless | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| Overseas | 1,200 (4 mpd) | 600 (2 mpd) | 900 (3 mpd) |
| bills | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| insurance | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| general | 360 (1.2 mpd) | 360 (1.2 mpd) | 720 (2.4 mpd) |
| Annual fee | S$192.6 | S$192.6 | S$256.8 |
| Min income | S$30,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About Citi PremierMiles Visa
The Citi PremierMiles Visa earns 4 miles per dollar on all foreign currency transactions and online travel bookings, placing it among the highest overseas-spend earn rates in Singapore. Local online purchases earn 2 mpd, while all other transactions earn 1.2 mpd. The annual fee is $192.60 with a minimum income of $30,000. Unlike direct KrisFlyer cards, the PremierMiles earns Citi Miles — a flexible currency transferable to over 14 airline partners including KrisFlyer and Asia Miles. Citi Miles do not expire as long as the account remains open, providing flexibility in accumulation timing.
Key Features
- •4 miles per dollar on foreign currency and travel
- •2 miles per dollar on local online spend
- •1.2 miles per dollar base rate
- •Flexible transfer to 14+ airline loyalty programmes
- •No miles expiry while account is open
- •Annual fee: $192.60
Miles Earning Breakdown
On $3,000 monthly spend, assuming $500 in foreign currency or travel (4 mpd), $500 online (2 mpd), and $2,000 general (1.2 mpd), the Citi PremierMiles could earn approximately 5,400 miles per month or 64,800 miles per year. Heavy overseas spenders see significantly higher projections — $1,500 in foreign currency spend alone would yield 6,000 miles from that category. There is no published monthly cap on the 4 mpd foreign currency rate. Miles accumulate as Citi Miles requiring a transfer step to KrisFlyer or other airline partners at a 1:1 ratio.
Citi PremierMiles Visa vs DBS Altitude Visa Signature vs UOB PRVI Miles
Against the DBS Altitude Visa (3 mpd online with $5,000/month cap, 2 mpd overseas), the Citi PremierMiles earns more on foreign currency transactions (4 mpd vs 2 mpd) but less on local online spend (2 mpd vs 3 mpd). Compared to the UOB PRVI Miles (2.4 mpd local, 3 mpd overseas), the PremierMiles earns a higher overseas rate (4 vs 3 mpd) but a lower local base (1.2 vs 2.4 mpd). The Citi card offers the broadest transfer flexibility with 14+ partners compared to the UOB UNI$ programme. Rates sourced from bank websites as of April 2026.
Where Does Citi PremierMiles Visa Earn the Most?
Foreign currency transactions and travel bookings earn the top rate at 4 mpd. Overseas dining, hotels, flights, and foreign online merchants all qualify. Local online shopping earns 2 mpd, making e-commerce a secondary strong category. General local spend earns the 1.2 mpd base.
Frequently Asked Questions
Do Citi Miles expire?
No. Citi Miles do not expire as long as the Citi PremierMiles card account remains open and in good standing.
Which airline partners can I transfer Citi Miles to?
Citi Miles transfer to over 14 airline partners including Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles, Qantas Frequent Flyer, and more at a 1:1 ratio.
Is there a cap on the 4 mpd foreign currency rate?
There is no published monthly or annual cap on the 4 mpd earn rate for foreign currency transactions based on current card terms.
Does the 4 mpd rate apply to online purchases from overseas merchants?
Yes. Transactions billed in a foreign currency — including online purchases from overseas merchants — qualify for the 4 mpd rate.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.