UOB KrisFlyer Card — 2 mpd on All Spend
A flat-rate KrisFlyer card that earns 2 miles per dollar on every local and overseas transaction with no spending cap.
UOB KrisFlyer Card
UOB
Annual Fee
$192.60
Minimum Income
$30,000
Key Conditions
- •2 mpd on all spend — no category restrictions
- •Miles credited directly to KrisFlyer account
- •No cap on miles earned per month
Card links are affiliate links — SGfi may receive compensation.
View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| All other spend | 2 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
UOB KrisFlyer Card vs AMEX KrisFlyer Credit Card vs UOB PRVI Miles
| At S$3,000/mo | UOB KrisFlyer Card [Affiliate] | AMEX KrisFlyer Credit Card [Affiliate] | UOB PRVI Miles [Affiliate] |
|---|---|---|---|
| Annual miles | 72,000 | 39,600 | 88,560 |
| Dining | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Groceries | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Transport | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Online | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Travel | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Contactless | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Overseas | 600 (2 mpd) | 330 (1.1 mpd) | 900 (3 mpd) |
| bills | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| insurance | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| general | 600 (2 mpd) | 330 (1.1 mpd) | 720 (2.4 mpd) |
| Annual fee | S$192.6 | S$176.55 | S$256.8 |
| Min income | S$30,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About UOB KrisFlyer Card
The UOB KrisFlyer Card earns 2 miles per dollar on every transaction, making it one of the highest flat-rate KrisFlyer cards available in Singapore. With an annual fee of $192.60 and a minimum income requirement of $30,000, the card provides a straightforward earn structure with no category bonuses or spending caps to track. Miles are credited directly to a Singapore Airlines KrisFlyer account, removing the need for manual transfers. For cardholders who spread spending across many categories, the consistent 2 mpd rate simplifies the calculation compared to cards with tiered bonus structures.
Key Features
- •2 miles per dollar on all local and overseas spend
- •Direct KrisFlyer miles crediting — no transfer needed
- •No monthly or annual cap on bonus miles
- •Annual fee: $192.60
- •Minimum income: $30,000
Miles Earning Breakdown
On $3,000 total monthly spend, the UOB KrisFlyer Card could earn approximately 6,000 miles per month or 72,000 miles per year at the flat 2 mpd rate. Because there is no spending cap or category restriction, the full amount applies regardless of where the spend occurs — groceries, dining, transport, or online shopping all earn at the same rate. There are no bonus tiers to optimise around, so the projected miles figure scales linearly with total spend. This flat structure contrasts with cards that offer higher rates on specific categories but lower base rates on everything else.
UOB KrisFlyer Card vs AMEX KrisFlyer Credit Card vs UOB PRVI Miles
Compared to the AMEX KrisFlyer Card at 1.1 mpd, the UOB KrisFlyer Card earns nearly double the miles on general spend — a difference of approximately 2,700 miles per month on $3,000 total spend. Against the UOB PRVI Miles Card (2.4 mpd local, 3 mpd overseas), the PRVI Miles earns more per dollar but requires manual transfer from UNI$ to KrisFlyer. For cardholders who value direct KrisFlyer crediting without transfer steps, the UOB KrisFlyer Card offers a simpler path to accumulation. Rates sourced from bank websites as of April 2026.
Where Does UOB KrisFlyer Card Earn the Most?
General everyday spend across all categories benefits equally from the flat 2 mpd rate. Groceries, dining, transport, utilities, and online shopping all earn at the same level, making this card suited to diversified spending patterns rather than concentrated category spend.
Frequently Asked Questions
Does the UOB KrisFlyer Card have a cap on miles earned?
No. The 2 mpd rate applies to all spend with no monthly or annual cap on miles earned.
Are miles transferred automatically to KrisFlyer?
Yes. Miles are credited directly to the linked KrisFlyer account without requiring a manual transfer step.
How does the UOB KrisFlyer Card compare to the UOB PRVI Miles Card?
The PRVI Miles Card earns a higher rate (2.4 mpd local, 3 mpd overseas) but credits UNI$ that require manual conversion to KrisFlyer miles. The KrisFlyer Card earns 2 mpd directly to KrisFlyer with no conversion needed.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.