DBS Altitude Visa — 3 mpd Online, 2 mpd Overseas
A tiered miles card earning 3 mpd on online purchases (cap $5,000/month), 2 mpd on overseas and travel, and 1.2 mpd on general spend.
DBS Altitude Visa Signature
DBS
Annual Fee
$192.60
Minimum Income
$30,000
Key Conditions
- •3 mpd on online spend — capped at $5,000/month
- •2 mpd on overseas and travel transactions
- •1.2 mpd on all other spend
- •Earn DBS Points transferable to KrisFlyer and other partners
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View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| OnlineOnline spend (capped at S$5,000/mo) | 3 mpd |
| Foreign CurrencyOverseas spend | 2 mpd |
| TravelTravel bookings | 2 mpd |
| All other spend | 1.2 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
DBS Altitude Visa Signature vs Citi PremierMiles Visa vs HSBC Revolution Card
| At S$3,000/mo | DBS Altitude Visa Signature [Affiliate] | Citi PremierMiles Visa [Affiliate] | HSBC Revolution Card [Affiliate] |
|---|---|---|---|
| Annual miles | 55,440 | 66,240 | 66,240 |
| Dining | 360 (1.2 mpd) | 360 (1.2 mpd) | 1,200 (4 mpd) |
| Groceries | 360 (1.2 mpd) | 360 (1.2 mpd) | 120 (0.4 mpd) |
| Transport | 360 (1.2 mpd) | 360 (1.2 mpd) | 120 (0.4 mpd) |
| Online | 900 (3 mpd) | 600 (2 mpd) | 1,200 (4 mpd) |
| Travel | 600 (2 mpd) | 1,200 (4 mpd) | 120 (0.4 mpd) |
| Contactless | 360 (1.2 mpd) | 360 (1.2 mpd) | 1,200 (4 mpd) |
| Overseas | 600 (2 mpd) | 1,200 (4 mpd) | 1,200 (4 mpd) |
| bills | 360 (1.2 mpd) | 360 (1.2 mpd) | 120 (0.4 mpd) |
| insurance | 360 (1.2 mpd) | 360 (1.2 mpd) | 120 (0.4 mpd) |
| general | 360 (1.2 mpd) | 360 (1.2 mpd) | 120 (0.4 mpd) |
| Annual fee | S$192.6 | S$192.6 | S$160.5 |
| Min income | S$30,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About DBS Altitude Visa Signature
The DBS Altitude Visa Signature earns 3 miles per dollar on online purchases up to a cap of $5,000 per month, making it one of the highest earn-rate cards for e-commerce in Singapore. Overseas transactions and travel bookings earn 2 mpd, while all other spend earns the 1.2 mpd base rate. The annual fee is $192.60 with a minimum income requirement of $30,000. Miles are earned as DBS Points, which require a manual transfer to KrisFlyer or other airline partners. The $5,000 monthly online cap is generous relative to competitors, accommodating substantial e-commerce spending before the rate drops to base.
Key Features
- •3 miles per dollar on online spend (cap $5,000/month)
- •2 miles per dollar on overseas and travel transactions
- •1.2 miles per dollar base rate on other spend
- •DBS Points transferable to KrisFlyer, Asia Miles, and others
- •Annual fee: $192.60
- •Minimum income: $30,000
Miles Earning Breakdown
On $3,000 monthly spend, assuming $1,000 online (3 mpd, within the $5,000 cap), $500 overseas or travel (2 mpd), and $1,500 general (1.2 mpd), the DBS Altitude could earn approximately 5,800 miles per month or 69,600 miles per year. The online cap of $5,000/month means online spend above that threshold drops to the 1.2 mpd base rate. For cardholders with heavy e-commerce activity staying within the cap, the 3 mpd online rate is among the highest available without category-specific restrictions like contactless-only. Overseas spend at 2 mpd provides a secondary bonus tier.
DBS Altitude Visa Signature vs Citi PremierMiles Visa vs HSBC Revolution Card
Against the Citi PremierMiles (4 mpd foreign currency, 2 mpd online, 1.2 mpd base), the DBS Altitude earns more on local online spend (3 vs 2 mpd) but less on overseas transactions (2 vs 4 mpd). The Citi card also offers broader transfer flexibility with 14+ partners. Compared to the HSBC Revolution (4 mpd on online and other categories but capped at $1,000/month each), the Altitude has a much higher cap ($5,000 vs $1,000) making it more practical for heavy online spenders. Both cards carry the same $192.60 annual fee. Rates sourced from bank websites as of April 2026.
Where Does DBS Altitude Visa Signature Earn the Most?
Online shopping earns the top rate at 3 mpd with a $5,000 monthly cap — covering e-commerce platforms, subscription services, and digital purchases. Overseas transactions and travel bookings form the second tier at 2 mpd. General local retail and groceries earn at the 1.2 mpd base.
Frequently Asked Questions
What happens when I exceed the $5,000 monthly online cap?
Online spend above $5,000 in a calendar month earns at the base rate of 1.2 mpd instead of 3 mpd. The cap resets each month.
How do I transfer DBS Points to KrisFlyer?
DBS Points can be transferred to KrisFlyer through the DBS Rewards portal or DBS digibank app. The transfer ratio is 5,000 DBS Points to 2,000 KrisFlyer miles.
Does the 3 mpd rate apply to all online transactions?
The 3 mpd rate applies to transactions classified as online purchases by the merchant category code. Some online merchants may not be classified correctly by the payment network.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.