UOB PRVI Miles — 2.4 mpd Local, 3 mpd Overseas
A high flat-rate miles card earning 2.4 mpd on all local spend and 3 mpd on overseas transactions via UNI$ conversion.
UOB PRVI Miles
UOB
Annual Fee
$256.80
Minimum Income
$30,000
Key Conditions
- •2.4 mpd on all local transactions
- •3 mpd on all overseas transactions
- •Earns UNI$ requiring manual transfer to airline partners
- •No category-specific cap on miles
Card links are affiliate links — SGfi may receive compensation.
View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| Foreign CurrencyOverseas spend in foreign currency | 3 mpd |
| All other spend | 2.4 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
UOB PRVI Miles vs UOB KrisFlyer Card vs Citi PremierMiles Visa
| At S$3,000/mo | UOB PRVI Miles [Affiliate] | UOB KrisFlyer Card [Affiliate] | Citi PremierMiles Visa [Affiliate] |
|---|---|---|---|
| Annual miles | 88,560 | 72,000 | 66,240 |
| Dining | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| Groceries | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| Transport | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| Online | 720 (2.4 mpd) | 600 (2 mpd) | 600 (2 mpd) |
| Travel | 720 (2.4 mpd) | 600 (2 mpd) | 1,200 (4 mpd) |
| Contactless | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| Overseas | 900 (3 mpd) | 600 (2 mpd) | 1,200 (4 mpd) |
| bills | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| insurance | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| general | 720 (2.4 mpd) | 600 (2 mpd) | 360 (1.2 mpd) |
| Annual fee | S$256.8 | S$192.6 | S$192.6 |
| Min income | S$30,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About UOB PRVI Miles
The UOB PRVI Miles Card earns 2.4 miles per dollar on all local transactions and 3 miles per dollar on overseas spend, placing it among the highest flat-rate miles cards in Singapore for both domestic and foreign spending. The annual fee is $256.80 — higher than most competitors — with a minimum income of $30,000. Unlike the UOB KrisFlyer Card, the PRVI Miles earns UNI$ (UOB reward points) rather than direct KrisFlyer miles, requiring a manual transfer step to convert to airline miles. The card is flexible in that UNI$ can be transferred to multiple airline partners including KrisFlyer and Asia Miles.
Key Features
- •2.4 miles per dollar on all local transactions
- •3 miles per dollar on all overseas transactions
- •UNI$ transferable to KrisFlyer, Asia Miles, and other partners
- •No category-specific spending cap
- •Annual fee: $256.80
- •Minimum income: $30,000
Miles Earning Breakdown
On $3,000 monthly spend entirely local, the UOB PRVI Miles Card could earn approximately 7,200 miles per month or 86,400 miles per year at the 2.4 mpd local rate. With $500 in overseas transactions (3 mpd) and $2,500 local (2.4 mpd), the projection is about 7,500 miles per month. There is no published category-specific cap, so the full rate applies across all spending types. Miles are earned as UNI$ and must be manually transferred to KrisFlyer or other airline partners — a step that takes a few business days to process.
UOB PRVI Miles vs UOB KrisFlyer Card vs Citi PremierMiles Visa
Against the UOB KrisFlyer Card (2 mpd flat, direct KrisFlyer), the PRVI Miles earns 0.4 more miles per dollar locally (2.4 vs 2 mpd) and 1 more overseas (3 vs 2 mpd), but costs $64.20 more annually ($256.80 vs $192.60) and requires manual UNI$ transfer. Compared to the Citi PremierMiles (4 mpd foreign currency, 1.2 mpd base), the PRVI Miles earns more on local spend (2.4 vs 1.2 mpd) but less on foreign currency (3 vs 4 mpd). The Citi card offers more transfer partners while the UOB PRVI Miles has a stronger local earn rate. Rates sourced from bank websites as of April 2026.
Where Does UOB PRVI Miles Earn the Most?
All local spending categories earn equally at 2.4 mpd — dining, groceries, transport, and online purchases. Overseas transactions across all categories earn a higher 3 mpd. The card does not differentiate between spending categories, making total spend volume the primary driver of miles earned.
Frequently Asked Questions
How do I convert UNI$ to KrisFlyer miles?
UNI$ can be converted to KrisFlyer miles through UOB Rewards online or the UOB TMRW app. The conversion processes within a few business days.
Why is the UOB PRVI Miles annual fee higher than similar cards?
At $256.80, the PRVI Miles annual fee reflects the higher earn rates — 2.4 mpd local and 3 mpd overseas — which are among the highest flat rates available without category restrictions in Singapore.
Can I transfer UNI$ to programmes other than KrisFlyer?
Yes. UNI$ can be transferred to multiple airline partners including Asia Miles and other loyalty programmes available through the UOB Rewards catalogue.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.