AMEX KrisFlyer Ascend — 2 mpd on Dining & Travel
A premium KrisFlyer co-brand card with 1.2 mpd base rate and 2 mpd bonus on dining and travel categories.
AMEX KrisFlyer Ascend
American Express
Annual Fee
$337.05
Minimum Income
$50,000
Key Conditions
- •1.2 mpd on general spend
- •2 mpd on dining and travel
- •Direct KrisFlyer crediting
- •Higher annual fee and income requirement than base AMEX KrisFlyer
Card links are affiliate links — SGfi may receive compensation.
View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| DiningDining spend | 2 mpd |
| TravelTravel bookings via SIA, KrisShop, Pelago | 2 mpd |
| All other spend | 1.2 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
AMEX KrisFlyer Ascend vs AMEX KrisFlyer Credit Card vs Citi PremierMiles Visa
| At S$3,000/mo | AMEX KrisFlyer Ascend [Affiliate] | AMEX KrisFlyer Credit Card [Affiliate] | Citi PremierMiles Visa [Affiliate] |
|---|---|---|---|
| Annual miles | 48,960 | 39,600 | 66,240 |
| Dining | 600 (2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| Groceries | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| Transport | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| Online | 360 (1.2 mpd) | 330 (1.1 mpd) | 600 (2 mpd) |
| Travel | 600 (2 mpd) | 330 (1.1 mpd) | 1,200 (4 mpd) |
| Contactless | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| Overseas | 360 (1.2 mpd) | 330 (1.1 mpd) | 1,200 (4 mpd) |
| bills | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| insurance | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| general | 360 (1.2 mpd) | 330 (1.1 mpd) | 360 (1.2 mpd) |
| Annual fee | S$337.05 | S$176.55 | S$192.6 |
| Min income | S$50,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About AMEX KrisFlyer Ascend
The AMEX KrisFlyer Ascend earns 1.2 miles per dollar on general spend and 2 miles per dollar on dining and travel, with direct crediting to KrisFlyer. At $337.05 per year, it is the most expensive KrisFlyer co-brand card and requires a minimum income of $50,000 — the highest threshold among the cards listed here. The tiered rate structure means total miles earned depends on how spending splits between bonus and non-bonus categories. Cardholders with significant dining and travel expenditure could accumulate miles faster than flat-rate alternatives, while those with diversified spend may find the premium annual fee harder to justify.
Key Features
- •2 miles per dollar on dining and travel categories
- •1.2 miles per dollar on all other spend
- •Direct KrisFlyer crediting with no transfer needed
- •Annual fee: $337.05 — highest among KrisFlyer co-brand cards
- •Minimum income: $50,000
- •Complimentary airport lounge access (limited visits)
Miles Earning Breakdown
On $3,000 monthly spend, assuming $1,000 on dining and travel (2 mpd) and $2,000 on other categories (1.2 mpd), the Ascend could earn approximately 4,400 miles per month or 52,800 miles per year. If dining and travel represent a larger share — say $1,500 of $3,000 — the projection rises to approximately 4,800 miles per month. The bonus categories have no published monthly cap, but the earn rate depends entirely on the spending split. Cardholders who spend less on dining and travel would see projections closer to the 1.2 mpd base rate across most of their transactions.
AMEX KrisFlyer Ascend vs AMEX KrisFlyer Credit Card vs Citi PremierMiles Visa
Against the base AMEX KrisFlyer Card (1.1 mpd flat, $176.55/year), the Ascend earns more miles but costs $160.50 more annually. On $3,000 monthly spend with $1,000 in dining and travel, the Ascend earns roughly 1,100 additional miles per month — about 13,200 extra miles per year for the $160.50 fee difference. Compared to the Citi PremierMiles (4 mpd foreign currency, 1.2 mpd base), the Citi card earns significantly more on overseas transactions but requires manual miles transfer. The Ascend could appeal to domestic diners who prefer automatic KrisFlyer crediting. Rates sourced from bank websites as of April 2026.
Where Does AMEX KrisFlyer Ascend Earn the Most?
Dining and travel categories earn the highest rate at 2 mpd. Restaurant meals, cafe spend, hotel bookings, and airline tickets fall into the bonus tier. All other categories — groceries, transport, utilities, and online shopping — earn at the 1.2 mpd base rate.
Frequently Asked Questions
Is there a cap on the 2 mpd dining and travel bonus?
No published monthly or annual cap applies to the 2 mpd bonus categories based on publicly available card terms.
Does the AMEX KrisFlyer Ascend include lounge access?
Yes. The card includes a limited number of complimentary airport lounge visits per year. Check the latest card terms for the current visit allocation.
How does the $337.05 annual fee compare to other KrisFlyer cards?
It is the highest annual fee among KrisFlyer co-brand cards. The base AMEX KrisFlyer costs $176.55 and the UOB KrisFlyer costs $192.60.
Can I hold both the AMEX KrisFlyer and AMEX KrisFlyer Ascend?
Yes. Miles from both cards accumulate in the same linked KrisFlyer account, allowing combined earning across the two cards.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.