DBS Woman's World Card — 4 mpd Online & Contactless
A category bonus card earning 4 mpd on online shopping and contactless payments with a combined $2,000 monthly cap.
DBS Woman's World Card
DBS
Annual Fee
$192.60
Minimum Income
$30,000
Key Conditions
- •4 mpd on online and contactless spend — combined cap of $2,000/month
- •0.4 mpd on all other spend
- •Bonus categories share a single combined cap
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View card details → [Affiliate]Earning Rates
Card information based on publicly available data as of April 2026.
| Category | Rate |
|---|---|
| OnlineOnline spend (10x DBS points) (capped at S$2,000/mo) | 4 mpd |
| ContactlessContactless spend (10x DBS points) (capped at S$2,000/mo) | 4 mpd |
| All other spend | 0.4 mpd |
Projected miles at average monthly spend of S$3,000. Adjust spending to match your pattern.
Pick up to 3
Reachable destinations (economy, one-way)
DBS Woman's World Card vs HSBC Revolution Card vs DBS Altitude Visa Signature
| At S$3,000/mo | DBS Woman's World Card [Affiliate] | HSBC Revolution Card [Affiliate] | DBS Altitude Visa Signature [Affiliate] |
|---|---|---|---|
| Annual miles | 40,320 | 66,240 | 55,440 |
| Dining | 120 (0.4 mpd) | 1,200 (4 mpd) | 360 (1.2 mpd) |
| Groceries | 120 (0.4 mpd) | 120 (0.4 mpd) | 360 (1.2 mpd) |
| Transport | 120 (0.4 mpd) | 120 (0.4 mpd) | 360 (1.2 mpd) |
| Online | 1,200 (4 mpd) | 1,200 (4 mpd) | 900 (3 mpd) |
| Travel | 120 (0.4 mpd) | 120 (0.4 mpd) | 600 (2 mpd) |
| Contactless | 1,200 (4 mpd) | 1,200 (4 mpd) | 360 (1.2 mpd) |
| Overseas | 120 (0.4 mpd) | 1,200 (4 mpd) | 600 (2 mpd) |
| bills | 120 (0.4 mpd) | 120 (0.4 mpd) | 360 (1.2 mpd) |
| insurance | 120 (0.4 mpd) | 120 (0.4 mpd) | 360 (1.2 mpd) |
| general | 120 (0.4 mpd) | 120 (0.4 mpd) | 360 (1.2 mpd) |
| Annual fee | S$192.6 | S$160.5 | S$192.6 |
| Min income | S$30,000 | S$30,000 | S$30,000 |
Based on publicly listed rates as of April 2026.
About DBS Woman's World Card
The DBS Woman's World Card earns 4 miles per dollar on online shopping and contactless payments, with both categories sharing a combined cap of $2,000 per month. Beyond the cap, all spend earns 0.4 mpd — the same low base rate. The annual fee is $192.60 with a minimum income requirement of $30,000. Despite the name, the card is available to all applicants meeting the income criteria. The combined cap structure means cardholders who spend heavily on both online and contactless transactions could hit the $2,000 limit relatively quickly, at which point the effective earn rate drops significantly for the remainder of the month.
Key Features
- •4 miles per dollar on online spend (shared $2,000/month cap)
- •4 miles per dollar on contactless payments (shared $2,000/month cap)
- •0.4 miles per dollar on all other spend
- •Combined cap across both bonus categories
- •Annual fee: $192.60
- •Minimum income: $30,000
Miles Earning Breakdown
On $3,000 monthly spend, assuming $2,000 in combined online and contactless transactions (4 mpd, hitting the cap) and $1,000 in other spend (0.4 mpd), the DBS Woman's World Card could earn approximately 8,400 miles per month or 100,800 miles per year. If online and contactless spend totals less than $2,000, the entire amount earns at 4 mpd with the remainder at 0.4 mpd. The combined cap is the key constraint — once $2,000 in online plus contactless spend is reached, additional transactions in those categories drop to the 0.4 mpd base rate for the rest of the month.
DBS Woman's World Card vs HSBC Revolution Card vs DBS Altitude Visa Signature
Against the HSBC Revolution (4 mpd across four categories, each capped at $1,000/month separately), the DBS Woman's World Card has fewer bonus categories (two vs four) and a combined $2,000 cap rather than separate $1,000 caps. The HSBC card could earn at 4 mpd on up to $4,000 of eligible spend across categories versus $2,000 combined for the DBS card. Compared to the DBS Altitude (3 mpd online with $5,000 cap), the Woman's World earns a higher online rate (4 vs 3 mpd) but with a much lower cap ($2,000 vs $5,000). Rates sourced from bank websites as of April 2026.
Where Does DBS Woman's World Card Earn the Most?
Online shopping and contactless payments are the two bonus categories, both sharing the $2,000 monthly cap. E-commerce platforms, subscription services, and tap-and-pay retail transactions earn the top 4 mpd rate. All other categories — dining, transport, groceries — earn only 0.4 mpd.
Frequently Asked Questions
Is the DBS Woman's World Card available to men?
Yes. Despite the name, the DBS Woman's World Card is available to all applicants who meet the minimum income and eligibility requirements.
How does the combined $2,000 cap work?
Online and contactless transactions share a single $2,000 monthly cap. Once total spend across both categories reaches $2,000, all subsequent transactions — including online and contactless — earn at the 0.4 mpd base rate.
How does this card compare to the DBS Altitude for online spend?
The Woman's World Card earns 4 mpd on online spend versus the Altitude's 3 mpd. However, the Altitude's online cap is $5,000/month compared to the Woman's World combined cap of $2,000/month across online and contactless.
Last verified: April 2026
SGfi provides general information and comparison tools for educational purposes only. This does not constitute financial advice. Please consult a licensed financial advisor before making financial decisions. SGfi may receive compensation from partners featured on this site. Rates shown are based on publicly available information and may change.
SGfi is not a licensed financial advisor under MAS regulations. All miles values are KrisFlyer Saver Award Chart estimates. Actual availability may vary.